Is your Spanish property ready to sell?
Selling your Spanish property will be the last thing
on your mind when you’re dealing with what we can only imagine was a huge blow
of losing your partner of many years. We hope you can take solace in knowing there
are support networks for you and of course, once you’ve grieved the loss of
your loved one; it will be time to think about moving on.
Purchasing a property abroad should be exciting; the
thrill of choosing features and fixtures for your new home and imagining your
first night there. However, it's not all fun and games: like many other things
nowadays, overseas property transactions can be fraught with pitfalls. One such
pitfall to look out for is 'unauthorised building works'. To help you navigate
the landmine-laden path that is international property, here are some practical
tips to avoid falling victim to illegal extensions.
Home improvements which require planning permission in
Spain include the construction of a porch or outside terrace, the conversion of
a loft, the installation of a swimming pool and even the alteration of floor
plans or buildings that aren't completely enclosed. You might also need
permission to drill a well, install solar panels and change your home's
exterior colours.
You are not the first person to buy a property in
Spain. Many people before you have done seemingly insignificant or pointless
things that can have unforeseen consequences for you. You may have left a wall
slightly differently, connected electricity to the wrong socket, put up a fence
without planning permission, built an extension to your property, changed the
windows or installed solar panels. There are many little things which are so
easy to do but which the future owners might be prevented from doing because they
lack planning permission or are even illegal. This is why it is so important to
get everything checked out properly before you start any work on your new
property.
Checks reveal unauthorised
work
A solicitor
will make sure all the paperwork is done correctly , match the description of
the property with the catastral (land) register and confirm it is all paid up.
They will make sure that there are no transfer fees for you to pay on
completion of the property, check whether there are any mortgages or loans
secured against the property and confirm that there are no restrictions
preventing you from buying this particular property.
An aerial
photo can confirm or not whether the property has been changed and whether
permission should have been obtained. For example, an aerial photo might
confirm that there is no longer a wetland on your property, or conversely
confirm that there is still a wetland. In either case, it might be wise to err
on the side of caution and just get a written acknowledgment from your neighbor
that he is aware of the standing wetland.
If an
unauthorised building work is detected during a purchaser's survey, this could
result in a delay to the purchase completion. The purchaser's surveyor would
require to report the potential breach of planning control, and pending
approval of retrospective planning permission, the vendor will have a period of
time to put this right. This is a rare occurrence and can often result in a
sale falling through which in most cases only demonstrates the importance of a
survey.
A surprise to vendors
Where no
building permit has been obtained for remodelling works, the owner of the
property may be liable for an administrative fine or prosecution by the local
authority. The LOTUP allows local authorities to penalise builders who do not
comply with the law, whereas previously they had no legal power to act. Taking
these risks into consideration, potential buyers should enquire about the
builders used in relation to this particular finca, and perhaps consult a
lawyer specializing in housing rights before signing any paperwork to buy it.
Once
permission is obtained, there are further checks to carry out when the property
is sold. A legal charge applies when existing notifiable alterations are
removed, which often gives rise to additional VAT costs. An inexperienced
seller may put the property into the market in this state, which can result in
a reduction in value or non-sale of the property.
It can be
very hard to tell if a property needs re-planning approval when it comes around
to trying to sell the property. It is necessary when the work that has been
carried out is far greater than building regulations when they were in place.
If you plan on selling your home in London and having recently added a
conversion like an extension, loft conversion or conservatory make sure you
check with your surveyor.
What you should do
Whether
you’re looking to move house or are about to put your Spanish property on the
market, having everything in place is super-important. It’s really important to
check your perimeter fences and walls are built to the right specifications
required by planning laws, too. For example, if you have added a fence or wall
higher than 1.8 metres above ground level around your perimeter, you need to
make sure this was done with planning permission. Failure to request planning
permission for any changes has led many unsuspecting homeowners to hefty fines
and even forced them off their land.
If you
realise that building work has been completed without applying for the correct
licence then the measures that should be taken will depend upon whether it is
classed as a major or minor work. The term 'building work' includes both
construction and other engineering operations.
The entire
house needs to be immaculate, not just the rooms you show. This means all the
appliances should be clean, walls dusted, carpets vacuumed, polished surfaces
dusted or wiped down, and all dirty laundry needs to be removed from bedrooms.
To make sure your house looks its best for an open home request a scheduled
visit from a professional cleaner prior to the day of the open house.
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